If you have an adult child with Down syndrome, you will want to make sure that they have all of the support and care that they need for the rest of their lives, even when you are no longer here to look after them. While this can be a difficult thing to address, it can be uplifting and hopeful to know that there are many options available to you and your child.
There are more possibilities than ever for adults with Down syndrome to live independent and fulfilled lives. While many adults with Down syndrome continue living with their parents, many express the desire to live independently so that they have their own sense of freedom. The following is an overview of how you may be able to plan your estate in order to encourage and facilitate your child’s independence.
Independent living for adults with Down syndrome
Your child may be able to live in assisted accommodation whereby they have an apartment of their own with services to support them whenever they need assistance. This can greatly improve your child’s quality of life, confidence and self-esteem.
Ensuring long-term funded living
It goes without saying that assisted living is not cheap. One way to help your child fund their living costs is to create a special needs trust. This trust will be a separate entity that holds funds, and due to this, it will not affect your child’s ability to gain benefits. You may be able to grant an allowance that is transferred from the trust on a regular basis. This could help to provide for independent living and ensure that your child is supported for the rest of their lives.
Planning for your child’s well-being and independence is especially important when they have special needs. A special needs trust is a great option for parents who want to make sure that their child is always financially secure, and can help widen their horizons and encourage independence.
